GearBest will not take my perfectly good American VISA card - and of course no one can tell you why it is declined.
they can guess all day long:
reboot your machine
reinstall windows
need special device drivers
reconfigure firewall
type in numbers again
are you over credit limit?
try on tuesday_
I finally gave up.
wle
Sorry?
I wouldn’t give it to them anyways. If anyone asks, I suggest only using Paypal for places that take it, or a prepaid visa card for places that don’t.
Use Entropay and add that card to Paypal. ONLY use PP afterwards!
or add your Visa to PP and use that account.
Maybe it’s a time to go to The Oprah Winfrey Show and tell about that?
Mike
Clear cache and cookies, and try again later.
You might want to contact your card issuer and find out if it’s just their default security measures. Merchants just send your name, address, CC & CCV numbers and either get an authorization or decline response, they can’t tell you the exact reason because they don’t get that info.
KuoH
Authentication is the process of assuring that a credit card transaction has been initiated by an authorized user of that card. From the merchant’s point of view, authentication means getting the right information from the consumer, and having it verified by the transaction network.
If you failed authentication, it is more likely a problem with your card. The merchant (Gearbest) relies on the transaction network.
GearBest sucks. I’d never order from them again. Yes, I’ve had problems with their shitty customer service in the past
It’s not GB’s fault. I was in Toronto once. Tried to pay for gas with one card and was declined. Tried with another and it went through no problem. Blame it on your card issuer.
They were just doing you a favor, letting you know how much they suck. :laughing:
You dodged a bullet
American PayPal accepts your perfectly good American VISA card and GearBest will take American PayPal.
I use a pre-paid debit card for online stuff and sometimes it gets rejected. But a phone cal or email to the store usually gets things going. Only one seller wouldn’t work with me and I reciprocated by not buying anything from them through other means of payment. That order would have been for several hundred dollars and it went to more friendly stores instead 
Their loss, not mine.
Phil
As long as I’ve been around I’ve never used a CC for China purchases….no way.
As others have stated, PayPal. Especially since you get better consumer protection with them than gearbest.
You know what? F them . It’s that simple. Face the facts, most Chinese sellers suck with a few exceptions. It’s not worth your time dealing with them. They don’t care about your 30 dollar order.
Buy from reputable sellers state side, pay their premium as they have done all the legwork for you.
There are a couple possible reasons for the decline. The risks associated with online transactions are significantly higher than ‘card present’ transactions. As a result most card processors have significantly tighter operating procedures for online transactions. They want to avoid chargebacks. chargebacks are expensive, and cause all sorts of other problems.
I have seen merchants who rather than risk a chargeback simply decline ‘foreign’ cards for online transactions. The second issue is verification. If the shipping zip code doesn’t match the billing zip code, that is a ‘red flag’ and most credit card processors will issue an AVS decline for such transactions.
There is a reason PayPal® doesn’t really care. They don’t have chargebacks, sellers almost never win disputes with PayPal even when there is significant evidence of fraud on the part of the buyer. PayPal doesn’t really care, it isn’t their money they are giving back, it is the buyer’s. They would rather simply give the buyer his money back than deal with a chargeback. BTW, the PayPal terms of service say that you agree not to dispute PayPal transactions with the card issuer. As a matter of law, they cannot prohibit you from doing so in the USA with a US based Credit Card.