Mmm, it's been some time since I do not buy chocolate. Yet I still do it. I always have a fat reduced cocoa powder tin/can lying around. A teaspoon or two of it in a quarter to half glass of milk, then I heat it up a good deal in the microwave. Some nice stirring and maybe more heat and stirring. When properly dissolved I transfer the thing into a big glass pre-loaded with fresh, sweetened milk, and fill it to the brim. Super tasty!