I want silver for my silver certificate. It is legal tender, and legally I’m entitled to the dollar value of silver.
Yes.
Yup, I have credit card for purposes of a credit score also. Depressing we are all numbers in a machine that decides “yes/no” based on a bunch of black box algorithms.
Still keep £200 or so of cash on hand at home, problems with online banking/ATMs/payment systems happens regularly enough that it is prudent to have a backup method of payment.
In the UK the Royal Mint frequently has a year where no 1p or 2p coins are minted, I would assume it is only a matter of time before they are discontinued.
Parking meters around here often don’t take a credit card either. You HAVE to have phone and an app. Some people will never go downtown again.
Cashless is the way of the future and now. Social Security check direct deposits into our checking. All purchases are on credit cards (reward cards), cards auto pay in full from checking. We also had some rewards to burn up so bought prepaid master cards and loaded them on our phone wallets. Also paid some Doctor bills. We get some huge, almost unbelievable rewards offers from our Shop Your Way card. Just got back to back “spend $750 online, get $250 back”. Multiple offers are sent out and stack and somethings overlap. Currently we are using "spend $1000 per month on GGR(grocery, gas, restaurant), get $100 back per month for 1 year. Incidentally, those pre paid master cards counted as Online purchases. You can order groceries online and get rewards from both online and GGR reward offers. It would be crazy not to use our cards for everything. These reward offers are not advertised. You have to get the card and wait for these targeted reward offers to be emailed. They are in addition to normal GGR and everything rewards which are advertised.
A what? Haven’t seen one for some time. ![]()
All the Best, Jeff
A kid can swallow a copper penny without problems. However a copper clad zinc penny will destroy their stomach.
True but kind of alarmist. The problem is rare and only happens if it gets lodged, doesn’t pass, allowing the acid to work on it long enough to dissolve the Cu, getting at the zinc and then forming toxic compounds.
Most swallowed coins pass without incident.
regarding phone booths…
because cellphones are restricted
in some of the areas of surgery,
one local hospital has a “phone bank” of four in a row.
they look like the old coin-operated type, but
they are FREE to discourage cellphone use.
One local chain grocery store had a penny promotion where they gave you 2 cents on a gift card for every penny with a $100 limit. That will make people hoard them even more waiting for the next buy back program.
Things are going in the opposite direction here. I used to use a credit card for most purchases but with the cost of using them as well as cost of everything going up so much this year businesses have been passing along the costs for using a credit card for people that use them. The last time I went to a local family run place for lunch I ordered one of their daily specials that came out to $15.01 by paying cash, and the small take/leave a penny dish in front of the cash register and credit card terminal was full of pennies.
The Aldi I do lots of my “bulk” grocery shopping at has switched completely to self checkout machines. Only a couple of them accept cash- there’s always has a queue for these, I’d guess these people prefer to use cash so as to help them budget for the month.
I do most of my grocery shopping there too and the only have the manned option at my local store and the credit card terminals have signs on them that say “no cash back”.
As convenient as “cash back” might be, I have found that they sometimes charge more than a standard ATM for the service…you’d be surprised at the number of people who still don’t realize that “cash back” isn’t a rebate, it’s a debit…
I don’t think I have paid even once with coins in the past 2-3 years… ![]()
I use a coin to get a cart from Aldi and pay for my groceries with a credit card before getting the coin back when I return the cart.
I used to have a small plastic “coin” on my keychain for that, sadly I lost it.
I (being in the UK most of the time) have a euro in my wallet for trolleys, as I can’t physically spend it it means I’m never without it.
A plastic disk would be lighter, but given I’ve mostly visited Eurozone countries on holidays rather than work, each time I take that euro out, I think about where I’d like to go next.
It’s only 25 cents here.
That reminds me of something I learned when I was a kid.
It used to be that some machines that took quarters also accepted Mexican pesos.
I had a Hispanic friend that would use pesos instead of quarters because a peso is worth a lot less than an American quarter.
I don’t know if that trick still works, though, and I’ve never tried the trick. ![]()