Buy quality cells (protected, or not,) lights and chargers from reputable companies/vendors and most horror stories will disappear.
I don’t have kids, but if I did, I’d stick with AA and AAA lights for them until they got older and could fathom the differences between NiMH and li-ions and I wouldn’t be buying them stuff from dubious no-name manufacturers.
Look only to the hoverboard craze from a few years back—a few quality manufacturers and a whole bunch of junk.
I don’t skimp on li-ion anything, but that’s just me. If I have to save a few bucks, I’ll buy cheap toilet paper and beer.
Chris