Yea a gernal explosion will occour with sparks maybe enough to blow the back of the phone if it arks across traces.

Hmmmm you can’t gernalise this. I have been shocked heaps of times while working on phone lines and yea nothing it just hurts. Unless its AC then it really hurts lol.
When i was a kid i turned of a radio at my aunties house and i got shocked by 240v and couldn’t let go some one had to turn the socket of.

A good chance with enough power some ones heart could go into Arrhythmia this depends on path of current.
This depends on the path to ground if it travels through your arm or feet.
Sparkies have died from touching a grounded electrical box and live by accident.