Recent AliExpress credit account experiences?

I want to keep this thread on-topic so I ask here instead. What are your recent experiences from using AliExpress and their credit account? Have you ever had a peoblem or do you even have an account? I know AMEX and VISA supports (or at least did before) PayPal transactions - what about AliExpress ones? Having a Ali credit account would certainly make some of the budget shopping easier.