Just an addendum… in general and not necessarily referring to anything in this thread, but even though most people look to banks, CC companies, PayPal, etc., to get back their bux, there are other ways to “make things right”.
Once when I had some reservations about someone wanting cash in an envelope (ie, no paper trail) to get a manual I wanted/needed, I talked him into accepting a postal money-order. “Good as cash!”, sez me. He accepted. I photocopied the PMO before sending it, of course.
After something like 2wks went by and still no manual, I emailed back to ask, “Oh, I sent it”. Yuh-huh. After week 3, I said I still haven’t gotten it, so can I please have my bux back (no big deal, like 20bux or so), and he pretty much laughed at that. “And what if I don’t want to?”, or something snarky like that.
Well, I pointed out that given our email exchange, there’s clearly a transaction that should have happened: intent, terms, etc. He thought that because it was cross-country that he was “safe” from me taking him to small-claims court or whatever, until I pointed out that it’s interstate, number 1, that email went over comm lines, number 2, that it involved the USPS, number 3, and that this constitutes wire-fraud, and better yet, interstate wire-fraud, that with saved emails on disk as well as on paper, I could make a pretty clear case that the Postmaster General’s office would just loooooove to get hold of (dunno if true, but the PMG is pretty badass as far as going after fraud that involves the USPS in any way), and who knows what other federal offices would like to get involved.
I did get the manual. He probably spit on it and ran it across his crotch and buttcrack a few times before mailing it, but I still got the manual.
But yeah, anything that involves phones, email, snailmail, and happens interstate, gets the feddies involved. Wire-fraud, mail-fraud, anything that involves a clear-cut case of fraud (as in provable in court as deliberate fraud), can be a rather nicer sledgehammer to get back your bux and then some.