My credit card was locked today because I had a 0.00$ transaction to motocd.com (a legit US based business which I, however, have have never even heard of before today) on my transaction list, and my card issuer caught this and blocked my card. A person on Reddit from the Philippines got exactly the same 0.00$ transaction to the same company 5 days ago.
There must have been some data leak of my card data, either when I was on the Philippines 10 months ago, or (more likely due to the long period since I was there) some webshop that managed to store credit card data they should not have stored, and then leak it.
I am currently trying to trace back where my card details may have been leaked, so I can avoid my new card being compromised as well.
Did anyone here have similar suspicious transactions in the past 1-2 weeks? If no, I can rule out all flashlight related shops I have ordered from in the past months (those were the main places I ordered from). If yes, I will pay closer attention to those…
Haven’t spotted anything but will keep an eye out. I’m surprised you use your real credit card for shopping on Kaidomain etc?!
Thankfully, one of my pre-pay debit cards, aimed at currency exchange and travel can provide “temporary” card details which can easily be cancelled and re-generated (I’m assuming it’s easy, as I’ve never tried it).
Only shop I know I used it for was Convoy, the rest of my web shopping should be routed through PayPal. Not 100% sure though, I may have slipped and used my real card sometime.
My second card (Wise) offers the virtual one-time cards too, I think - might be worth trying that feature.
Did that already, but I wanna avoid using it for whichever shop leaked my current data and got me this card blocked. I don’t want to switch cards on a monthly basis lol
Especially since it takes ~ a week to get a new physical card, apparently, which is annoying.
as well as XFinity Mobile (Comcast cellular network, carried by Verizon)
but I have not been to the Philippines, and have not had any fraudulent credit card chargers (Im aware of)
all three companies, Wise, ATT, and Comcast, enrolled me in a Free credit monitoring service, for 1 year…
they have reported that my personal info is on the dark web, and have made attempts to get it removed… Im not sure they have been fully effective, as i have been getting an unusually high number of spam calls in USA
plus a couple of days ago I got a spam call from Ghana, using my phone number, through WhatsApp…
sketchy sketchy…
I hope you manage to avoid any serious financial impact from your apparent data breach after your trip to the Philippines, or after your purchase from Convoy, or for some other unknown reason…
Thank you! Luckily my card issuer caught the suspicious transaction and immediately temporarily locked my card, then asked me if I want to permanently lock, which I did - so 0$ lost. Just effort and time to get the new card. I’ve been pretty happy with the bank so far, and this really reinforced my trust in them. They acted quickly and transparently, explained me what happened and then let me choose.
Local Italian bank that is part of a larger credit institute network for their cards.
Timing is annoying, since I’m about to travel internationally for 3 days and now have to do so without a working physical card. I still have my digital card, but I’ve made bad experiences with digital cards in Germany. Always a hassle. Oh well, cash time.
Wise would have had access to my card data as well, for recharging the Wise account from my regular bank account… Gotta check if it was them, but I trust Wise not to store the 3 digit security code un-encrypted on their servers^^
You really got hit hard there, 3 big breaches within a year! That’s really annoying. Good luck in getting your data removed, but I’m afraid once it is on the darknet, it’s there forever.
true
the good news is none of my credit cards have had any fraudulent use, and I have changed all my passcodes to their sites… so the attacker will not be able to access my logins
I hope you have a wonderful trip!
try not to worry too much about credit card fraud… its really something that mainly impacts the credit card issuer… the consumer ultimately is not liable for fraudulent uses by third parties…
Hello, I just got notified of the same thing by my bank. I’m not from the US either. I checked the domain and the owner changed recently (3.August 2024) so my guess would be that this is somewhat clever thing they’ve got going on, because they let the original site running to seem like a legitimate business. Or the company got hacked or something. Never bought anything from them and I cannot link them to any of my other payments. It seems like it’s completely unrelated to this forum (I have registered just to tell my experience), but there is a leak somewhere for sure.
It probably won’t be a leak of anything mentioned here, because I haven’t used any of these services (not even paypal), since I’m not in the US as told before.
Thank you for sharing! This is interesting, I really wonder where the leak happened. Good to know it was not the flashlight scene, so I don’t have to worry about those shops at least.
Hope you made it out without any financial loss as well! I’ll notify you if I ever figure out where exactly my data was leaked.
I’m EU based btw, and one other victim I found on Reddit is from the Philippines.
I have found the reddit thread, I’m also EU based. No issues on my side, they immediately blocked the card and the transaction a minute after it happened and called me just now to ask about the activity.
I’m trying to compile a list of sites I used the card with to see if I find anything.
